Medicare is confusing — and missing a deadline can cost you a penalty for the rest of your life. We'll walk you through your options, your exact enrollment dates, and what to do, step by step. Free, no pressure, English & Español.
Medicare gives you specific windows. Miss them and the penalties can follow you for life. Here's what's at stake.
Your Initial Enrollment Period runs from 3 months before your 65th birthday month through 3 months after. Enroll in Part A & B here to avoid a lifelong Part B late penalty (10% for every year you delay).
For 6 months after you're 65 and on Part B, you can buy any Medicare Supplement in Washington with no health questions. After it closes, you can be denied or charged more for prior conditions.
If you go without creditable drug coverage, a Part D late penalty gets added to your premium permanently. We make sure you're covered the right way the first time.
Most people in Washington choose between these two. There's no one-size-fits-all — we compare both against your doctors, medications, and budget, free.
Tell us your birthday and we'll map your exact enrollment dates.
We line up the plans your doctors and meds actually fit — both paths, side by side.
We handle the paperwork and make sure you hit every deadline.
We're here for claims, changes, and your annual review — not just at sign-up.
Not sure when your windows open? Enter your birth month and year and our Medicare Readiness Timeline maps every deadline for you — instantly.
Map My Medicare Timeline →We'll send your free Washington Medicare roadmap and reach out to answer your questions — in English or Español, with zero pressure.
No spam, ever. Unsubscribe anytime. We never sell your info.
✓ Done — your roadmap is on its way, and we'll be in touch soon. Talk soon! — Raymond
